Bank wants to charge £20 and admits it will do nothing for it

I have been waiting for some money to arrive for some weeks now, fully expecting it to be paid directly into my account.  But no.  Yesterday it arrived as a cheque in the post.

Dammit!… I need that money, like “last week”.

So off I toddle to my local branch of Lloyds TSB, cheque in hand, and I ask the woman at the desk how much they charge these days for “special clearance” on a cheque. 

“£20″, she says, “but it won’t make any difference, the money won’t be available to you any sooner.”

What !!??

Barclays profits down 1% to £7.1bn – Oh my bleeding heart!

Oh dear… here we go.  Brace yourself for a string of terrible announcements from the Big Five banks bemoaning the fact that their profits are down this year.

What do we think… will one of them have profits which have gone down by 2% …. or (heaven forbid) even more ?!… Panic now !

But there may be a solution….

Why do we manufacture “Trash” ?

The world seems to be inundated with manufactured trash.

By that I mean things which are made but, due to poor specification and/or manufacture, will never serve the purpose for which they were intended thereby rendering them totally useless.

This is a total waste of resources, both natural and economic, and the unnecessary transportation of this garbage to its ultimate destination is an environmental disaster.

This story shows how much time, money and effort can be expended in trying to cope with this problem, along with identifying totally useless items which are being manufactured.